Credit Cards Articles

Credit cards are a staple of modern consumer life. But before you swipe, be sure to learn more about spending smartly on credit by reading the articles below.

  • Which Credit Cards are Best for Bad Credit?

    Having bad credit can put you in lender purgatory, you’ll have to turn a few cartwheels to get someone to loan you money again. But that’s not to say you can’t work your way…

  • How Do Secured Credit Cards Work?

    Improving your credit score can seem like a catch-22. A secured credit card can help.

  • How to Get a Free Credit Report

    Few things are as important as your credit report. It’s a quick way for someone to assess you, be it a mortgage lender, potential employer or landlord.

  • VIDEO: What is a credit score?

    Those 3 numbers can make a big difference. Your credit score might not seem like big deal but it can change your monthly mortgage or car loan payments by hundreds of dollars.…

  • Are credit cards replacing cash once and for all?

    Paper or plastic? Cash is being edged out by credit cards and online transactions.

  • 5 Easy Ways to Save Money Now

    What’s the easiest way to make money? Not to spend it, of course! Saving money is not just about coupon clipping: It’s about creativity as well.

  • Why Credit Card Companies are Cutting Perks

    You probably haven't noticed, but your credit card benefits are disappearing.

  • What is Revolving Credit?

    There are quite a few different types of credit available to the average U.S. consumer, but the most common type is in the form of revolving credit. Revolving credit can be very…

  • How Do Minimum Payments and Late Fees for Credit Cards Work?

    Credit cards can come in handy for those who are short on cash but need to make certain purchases immediately. This can be especially important during emergencies. As long as one…

  • Visa, Mastercard, American Express - Does it Make a Difference?

    When it comes to picking the logo that is to grace the front of your latest credit card, you may find it easy to make a rash decision on the basis of something trivial, like an ad…

  • Understanding Cashback Credit Cards

    If you have your television on for more than about 10 minutes, there’s a credit card company offering cashback rewards for their clients. The question of course is how exactly…

  • Credit Card APR

    When applying for credit, you will see the term APR, which simply means the annual percentage rate. It’s used in many forms of credit from mortgages and car loans, to educational…

  • Credit Card Balance Transfer

    A balance transfer could help you save money on your existing credit card debt. It can also help you pay down your credit card debt faster. Here, we’ll cover the basics of credit…