Credit Cards

The world runs on credit. While credit cards can provide convenience and flexibility, there are also risks. Manage your credit cards and stay on top of debt. Allrates is here to help you make the most of your plastic.

  • What is Revolving Credit?

    There are quite a few different types of credit available to the average U.S. consumer, but the most common type is in the form of revolving credit. Revolving credit can be very…

  • How Do Minimum Payments and Late Fees for Credit Cards Work?

    Credit cards can come in handy for those who are short on cash but need to make certain purchases immediately. This can be especially important during emergencies. As long as one…

  • Credit Card APR

    When applying for credit, you will see the term APR, which simply means the annual percentage rate. It’s used in many forms of credit from mortgages and car loans, to educational…

  • Credit Card Balance Transfer

    A balance transfer could help you save money on your existing credit card debt. It can also help you pay down your credit card debt faster. Here, we’ll cover the basics of credit…

  • Visa, Mastercard, American Express - Does it Make a Difference?

    When it comes to picking the logo that is to grace the front of your latest credit card, you may find it easy to make a rash decision on the basis of something trivial, like an ad…

  • Understanding Cashback Credit Cards

    If you have your television on for more than about 10 minutes, there’s a credit card company offering cashback rewards for their clients. The question of course is how exactly…

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