iHELP

iHelp Student Loan and Student Loan Refinancing Review

Overview

iHelp is a unique in that they provide student loans and student loan refinancing from community banks in the state or region where you’re attending college. If you apply through a specific community bank that uses iHelp, the bank will fund your loan regardless of where you’re going to school.

What you need to know:

- To refinance with iHelp you or cosigner need two years of good credit history
- To take out a student loan with iHelp you borrower or co-signer need three years of good credit history
- Student loan amounts $1,000-$100,000 for undergraduates, up to $150,000 and a minimum of $3,000 for borrowers in Georgia
- Refinancing amounts $10,000-$250,000

Pros

  • Great term life insurance rates
  • Option of adjusting between term and permanent policies
  • Options to access funds before death or serious illness/injury

Cons

  • Weak customer service
  • Most policies require an exam
  • Long claim review process
Learn more about student loan solutions with iHelp

3.89%-9.32% APR Range
240 Months Loan Term
Variable Min credit score