Loansunder36

LoansUnder36 Personal Loan Review

Overview

LoansUnder36 is not a lender, rather it is a personal loan marketplace that collects your personal information to forward to affiliate lenders. All credit types are encouraged to apply with LoansUnder36. Terms of fees vary depending on which lender best suits your needs.

What you need to know:

- A hard credit pull is taken to determine if you qualify for a loan
- Personal income is taken into consideration when applying for a loan
- Loan amounts: $500-$35,000
- APR Range: 5.99%-35.99%
- Origination fee and missed payment penalties depends on lender

Pros

  • Great term life insurance rates
  • Option of adjusting between term and permanent policies
  • Options to access funds before death or serious illness/injury

Cons

  • Weak customer service
  • Most policies require an exam
  • Long claim review process
Learn more about LoansUnder36

5.99% - 35.99% APR Range
350 Min credit score
2-72 Months Loan Term