Terms & Conditions

Complying with international regulations is top priority for Allrates, as is transparency vis-a-vis our users. Below are the full terms and conditions governing the Allrates website.

The following describes the terms and conditions (the "Terms and Conditions") upon which Fusion Media Limited (the "Company" or "Fusion Media" or "We") offers access to the Internet site found at www.allrates.com (the "Site") to you the customer ("You") and the use of its services provided via the Site (the "Services").

PLEASE READ THE PRIVACY POLICY , COOKIE POLICY AND ALL OF THE FOLLOWING TERMS AND CONDITIONS BEFORE USING THIS SITE. BY CONTINUING TO ACCESS OR USE THIS SITE OR ANY SERVICE ON THIS SITE, YOU SIGNIFY YOUR ACCEPTANCE OF THESE TERMS AND CONDITIONS. We reserve the right to amend, remove, or add to these Terms and Conditions at any time. Please check the "Last modified" heading at the bottom of this document to see when the Terms and Conditions were last updated. Any changes to the Terms and Conditions will become effective when we post the revised Terms and Conditions on the Site. Your use of the Site or Services, or your provision of personal information following any changes means that you accept the updated Terms and Conditions.

If, at any time, you do not wish to accept the Terms and Conditions, you may not use the Site. You understand and agree that Fusion Media may discontinue or change the Site at any time, without notice. You also understand and agree that Fusion Media may discontinue or restrict your use of this Site for any reason without notice.

DISCLAIMER

Due to the number of sources from which the content presented on the Site is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such content and the Site.

THE CONTENT AND THE WEB SITE ARE PROVIDED "AS IS", WITHOUT ANY WARRANTIES. FUSION MEDIA, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE SITE, OR THE SITE ITSELF, AND FUSION MEDIA HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES.

IN NO EVENT SHALL FUSION MEDIA, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR TO ANY THIRD PARTY OR TO ANYONE ELSE FOR ANY KIND OF FINANCIAL LOSS, LOST PROFITS, ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGE OR ANY OTHER SIMILAR DAMAGE OR ANY OTHER LOSS OR INJURY, RESULTING DIRECTLY OR INDIRECTLY FROM USE OF THE SITE, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE SITE AND ANY CONTENT ON THE SITE.

IN NO EVENT SHALL FUSION MEDIA, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY OR ANY ONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT ON THE SITE OR THE SITE ITSELF.

Fusion Media does not make loan or credit decisions, and does not originate and lend funds or any other form of credit, but rather provides you with general information as received from various service providers. We may receive a referral fee as a result of displaying such third party providers in our Site. The Site does not necessarily include all personal loan companies or all types of products available in the marketplace. We do not guarantee that the Site displays the best possible rates and terms available in the market.

No information on the Site is to be construed as financial product advice or a recommendation.

Your engagement with third party providers displayed on the Site, including without limitation, the receipt of the loan or any other form of credit, is subject to a separate agreement between you and the applicable third party. You acknowledge and agree that Fusion Media has no role in the third party's decision to provide or not provide funding to you. The terms of any credit, loan or funding provided by a third party is entirely within the third party's discretion.

Limited License

Fusion Media grants you a non-exclusive, non-transferable and limited personal license to access and use the Site (the "License"). This License is conditional on your full and continuing compliance with these Terms and Conditions. You agree not to "deep-link" to the Site, resell and not to copy any materials appearing on the Site for resale or for any other purpose to others without the prior written consent of Fusion Media. You shall be responsible and bound by any unauthorized use of the Site, made in breach of this section. You agree not to use any electronic communication feature of Services on the Site for any purpose that is unlawful, tortious, abusive, and intrusive on another's privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening or hateful. The License granted under these Terms and Conditions will terminate if you fail to otherwise comply with any term or condition of these Terms and Conditions and all rules and guidelines for each of the Services. Upon such violation, you agree to cease accessing Services. You agree that Fusion Media, at its sole discretion and with or without notice, may terminate your access to any or all Services, and remove and discard any information or content within the Services.

Links to Third Party Sites

This Site contains hyperlinks to web sites operated by persons other than Fusion Media. Such hyperlinks are provided for your reference and convenience only. You agree not to hold Fusion Media responsible for the content or operation of such web sites. A hyperlink from this Site to another website does not imply that Fusion Media endorses the content on that web site or the operator or operations of that site. You are solely responsible for determining the extent to which you may use any content at any other web sites to which you might link from this Site.

You agree not to hold Fusion Media liable for any loss or damage of any sort incurred as a result of any engagement you may have with third parties referred to from the Site.

Use & Access to the Site

You shall be responsible for providing and maintaining the means by which you access the Site, which may include, but are not limited to, your personal computer or mobile device, connectivity hardware, and telecommunication lines.

You shall be responsible for all access and service fees necessary to connect to the Site and assume all charges incurred by use of such connectivity services. You further assume all risks associated with the use and storage of information on your personal computer, mobile device or on any other computer or device through which you will gain access to the Site and the Services (hereinafter referred to as "Computer").

You represent and warrant that you have implemented and plan to operate and maintain appropriate protection in relation to the security and control of your Computer and any information and data included therein.

You agree that Fusion Media will not be liable in any way to you in the event of failure of or damage or destruction to your Computer systems, data or records or any part thereof, or for delays, losses, errors or omissions resulting from the failure or mismanagement of any telecommunications or Computer equipment or software.

You will not in any way, whether directly or indirectly, expose Fusion Media or any of Fusion Media's online service providers to any computer virus or other similarly harmful or inappropriate material or device.

Company's Rights

Fusion Media reserves the right to suspend the operation of this Site or any part or sections of it at any time and no claims may be entertained against the Company in connection thereto.

Force Majeure

You agree that Fusion Media will not be liable in any way to you or to any other person in the event of force majeure (including, but not limited to, the act of any government or legal authority) or for the failure of or damage or destruction to your computer systems, data or records or any part thereof, or for delays, losses, errors or omissions resulting from the failure or mismanagement of any telecommunications or computer equipment or software.

Technical Problems

You understand that while the Internet and the World Wide Web are generally reliable, technical problems or other conditions may delay or prevent you from accessing the Site.

Fusion Media shall not be liable, and you agree not to hold or seek to hold Fusion Media or any of its agents or service providers liable, for any technical problems, system failures and malfunctions, communication line failures, equipment or software failures or malfunctions, system access issues, system capacity issues, high Internet traffic demand, security breaches and unauthorized access, and other similar computer problems and defects.

Fusion Media does not represent, warrant or guarantee that you will be able to access or use the Site at times or locations of your choosing, or that Fusion Media will have adequate capacity for the Site as a whole or in any geographic location.

Fusion Media does not represent, warrant or guarantee that the Site will provide uninterrupted and error-free service. Fusion Media does not make any warranties or guarantees with respect to the Site and its content, including but not limited to, warranties for merchantability or fitness for a particular purpose.

Trademarks and Copyrights

All rights, titles and interests in and to the contents of the Site, and the "Fusion Media" and Allrates trademarks, services marks, trade names, and logos are owned by Fusion Media, or its affiliates, or other licensors and are protected by copyright and trademark laws, and international treaties.

You agree not to delete any copyright notices or other indications of protected intellectual property rights from materials that you print or download from the Site. You will not obtain any intellectual property rights or any right or license to use such materials or the Site, other than as expressly set out in these Terms and Conditions.

Images displayed on the Site are either the property of Fusion Media or its licensors. You agree not to upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights and the prior written consent of Fusion Media.

Nothing contained on the Site may be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark without the written permission of Fusion Media or any third party that may own the trademarks. Your use of trademarks, or any other content of the Site, except as provided herein, is strictly prohibited.

Breach

You agree to fully indemnify, defend and hold harmless Fusion Media, its corporate affiliates and their respective officers, directors and employees immediately upon demand from and against all claims, demands, liabilities, damages, losses, costs and expenses, including legal fees and other charges whatsoever, howsoever caused, that may arise as a result of: (i) any breach of these Terms and Conditions by you or (ii) violation by you of any law or the rights of any third party.

Without prejudice to any other rights in these Terms and Conditions, if you breach in whole or in part any provision contained herein, Fusion Media or any of its corporate affiliates which provides Services to you reserves the right to take such action as it sees fit, including (but not limited to) terminating any agreement in place with you, terminating or blocking the Services offered to you via the Site and/or taking legal action against you.

Governing Law and Court Jurisdiction

These Terms and Conditions shall be governed by the laws of the British Virgin Islands ("BVI"), without regard to conflicts of law principles thereof.

If any part of these Terms and Conditions are held unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

Exclusive Court Jurisdiction: You agree to submit to the personal and exclusive jurisdiction of the courts located within the BVI to settle any dispute, which may arise in relation thereto.

Disclosures

The Services hereunder are offered by Fusion Media Limited, registered at:

OMC ChambersWickhams Cay 1Road Town,Tortola,British Virgin IslandsLast Modified: Jul 2018